Islamic Vs Conventional Financing, What Say You?

In my humble opinion, from deep in my heart, I think Islamic financing (at least in our country) sucks and oppressive.

I am sorry for saying that but, I am speaking based on my experience. So, do you agree that Islamic Financing is not really Islamic?

I think if I share my experience here, you'll know why I said that. But right now, I just don't have the energy to tell the story.